What I offer
Insurance services built around you.
I am Health & Life licensed and work across a wide range of insurance and financial products. As an independent broker, I work for you — not an insurance company. That means honest comparisons, clear explanations, and recommendations that put your needs first.
Medicare
Part A, B, C, D & Supplements
Medicare has many moving parts — and the decisions you make at enrollment can affect your coverage and costs for years. I help you compare every option across every carrier available in your area and choose the plan that fits your health and your budget.
Learn more about Medicare- Medicare Advantage plan comparisons
- Medigap / Supplement options
- Part D drug plan matching
- Enrollment period guidance
Marketplace Insurance
ACA plans, subsidies & enrollment
Whether you are self-employed, between jobs, or retiring before 65, the ACA Marketplace has more options — and more subsidies — than most people realize. I walk you through eligibility, compare plans side by side, and handle enrollment start to finish.
Learn more about Marketplace Insurance- Premium tax credit eligibility review
- Plan comparisons across all carriers
- Open and special enrollment support
- Family and individual coverage
Ancillary Products
Dental, vision, hearing & more
Most health plans don't cover everything. Dental work, hearing aids, vision care, and unexpected illnesses or accidents can add up quickly. I help you fill the gaps with ancillary products that complement your primary coverage — at low cost.
Learn more about Ancillary Products- Dental insurance and discount plans
- Vision and hearing coverage
- Hospital indemnity plans
- Critical illness and accident insurance
Annuities
Guaranteed retirement income
An annuity can provide a guaranteed stream of income in retirement — giving you the confidence to spend without worrying about outliving your savings. I explain your options in plain language and only recommend an annuity if it genuinely fits your retirement plan.
Learn more about Annuities- Fixed and fixed indexed annuities
- Income riders and lifetime withdrawal benefits
- Surrender period and liquidity review
- Tax-deferred growth explained
Social Security Strategy (RSSA®)
Certified claiming strategy from your SSA data
As a certified Registered Social Security Analyst, I build personalized Social Security claiming strategies from your actual SSA data. The difference between a well-planned strategy and a poorly timed claim can exceed $100,000 in lifetime benefits for a married couple. This is a separate, fee-based service.
Learn more about Social Security Strategy (RSSA®)- Personalized strategy from your SSA record
- Spousal and survivor benefit analysis
- SSDI transition planning
- Social Security + Medicare coordination
Not sure where to start?
A free conversation is all it takes. Tell me a little about your situation and I'll point you in the right direction — no pressure, no obligation.