Social Security strategy support is coming soon.
I am currently completing the Registered Social Security Analyst (RSSA®) certification so I can offer thoughtful, data-informed Social Security strategy support in the future. This upcoming service will help you understand the questions worth asking before you make one of retirement's biggest financial decisions.
Certification in progress. I am not yet offering RSSA services or representing myself as RSSA® certified. When the certification is complete, this page will share availability and next steps.
A specialized service I am preparing to offer.
The Registered Social Security Analyst (RSSA®) designation is awarded by NARSSA — the National Association of Registered Social Security Analysts — to financial professionals who demonstrate deep expertise in Social Security rules, benefit calculations, and claiming strategies. I am currently working toward this designation.
The training is designed to build a strong foundation in the Social Security questions that can shape a retirement plan. Once my certification is complete, I plan to offer a dedicated service focused on helping clients understand their options and prepare for important claiming decisions.
The timing of a Social Security claim can have a lasting effect on retirement income, which is why I am investing in specialized education before offering this service.
A dedicated Social Security strategy service after certification is complete
Education centered on Social Security rules, benefit calculations, and claiming questions
Future guidance built around the questions and circumstances that matter to you
A practical way to prepare for important retirement decisions without guesswork
Social Security questions come up in Medicare conversations. I want to be ready with better answers.
In my work as a Medicare broker, I hear Social Security questions often. They are important questions, and they deserve more than a quick estimate or a guess. That is why I am completing specialized RSSA® training before I offer this as a service.
Social Security can affect retirement income, Medicare timing, and the choices people make for themselves and their families. I want clients to know this support is on the way — and that I am taking the preparation seriously.
Once I complete the RSSA® certification, I plan to offer a dedicated, fee-based Social Security strategy service alongside my no-cost insurance guidance. Until then, I will be transparent about what I can and cannot provide.
A Future Service Built on Real Information
Once my RSSA® certification is complete, I plan to use the training and tools available through the program to help clients look beyond generic estimates and better understand the Social Security questions that apply to their situation.
I am not offering personalized RSSA analyses yet. This is a preview of the kind of thoughtful, specialized support I am preparing to provide after certification.
Recognized by the same bodies that govern the most respected credentials in financial services:
Who may benefit from this future service?
Once available, this service will be designed for people who want more clarity around Social Security decisions.
Approaching Retirement
Within 5–10 years of retirement and want a clear, data-driven plan for maximizing your lifetime income.
Planning to Retire Before Full Retirement Age
The estimate on your SSA account assumes you keep working at your current income until you claim. If you plan to retire early or reduce hours, that number is likely higher than what you will actually receive — sometimes by a lot.
Married Couples
Spousal and survivor benefit strategies can add significant lifetime value — but only if you plan for them before you claim.
Divorced or Widowed
You may have claiming rights on an ex-spouse's or deceased spouse's record that you are not aware of.
Government & Public Workers
WEP and GPO provisions can significantly reduce your expected benefits. You need to know before you claim.
Receiving SSDI
Disability benefits come with important decisions around retirement age transition, work activity, and Medicare coordination.
Anyone Who Has Not Claimed Yet
1 in 3 retirees rely on Social Security as their only income. The decision deserves more than a guess.
A future service focused on clarity and preparation.
After certification, I plan to offer a dedicated Social Security strategy service that helps clients organize their questions, understand key claiming considerations, and prepare for decisions with greater confidence. Specific deliverables and pricing will be shared when the service is available.
I am not accepting RSSA engagements or providing personalized Social Security analyses at this time.
Coming Soon
I am completing the RSSA® certification before launching this service. That way, when it is available, you can feel confident that the guidance is backed by focused training and a clear process.
If Social Security is on your mind, you are welcome to reach out now. I can help with your insurance questions today and let you know when this future service becomes available.
Book an Intro CallNo obligation — just a conversation about your insurance needs.
Insurance services are available now.
My Medicare and health insurance guidance costs you nothing — I am paid a federally regulated commission by the carriers. RSSA / Social Security strategy services are not available until my certification is complete.
Common questions about this upcoming service
What is an RSSA®?
A Registered Social Security Analyst (RSSA®) is a credentialed professional trained specifically in Social Security rules, benefit calculations, and claiming strategies. The designation is awarded by NARSSA — the National Association of Registered Social Security Analysts — and is recognized for continuing education by the CFP Board, the IRS, NASBA, and 46 state licensing boards. It is one of the most rigorous Social Security-specific credentials available to financial professionals. This service will be available through Haan Group once my certification is complete.
Can't I just call Social Security and ask them what to do?
The Social Security Administration is legally prohibited from giving you advice. They can tell you what your benefit amount would be at a given age, but they cannot tell you when to claim, how to coordinate with a spouse, or which strategy maximizes your lifetime income. That gap is exactly what an RSSA fills.
I checked my SSA account online — why would the number there be wrong?
The estimate shown on your SSA account assumes you will keep working at your current income level every year until you claim. If you plan to retire early, reduce your hours, change careers, or stop working before you claim — the number on that screen is almost certainly higher than what you will actually receive. For many people, the gap is significant. A proper RSSA analysis uses your actual earnings history and your real retirement timeline to show you what you can genuinely expect, so you can plan accurately instead of being surprised when the time comes.
Why does claiming strategy matter so much?
On average, families leave over $139,000 in unclaimed lifetime Social Security benefits — simply because they did not know their options. Claiming too early can permanently reduce your monthly benefit by up to 30%. Spousal, survivor, and divorced-spouse benefits add additional layers of complexity that most people never consider. A personalized analysis built from your actual earnings record helps you find the strategy that maximizes what you have already earned.
Is this the same as what my financial advisor does?
Most financial advisors are not trained specifically in Social Security optimization. The RSSA credential focuses exclusively on Social Security rules, benefit calculations, and claiming strategies — including complex provisions like the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) that many advisors are unfamiliar with. The analysis I provide is built from your actual SSA earnings data, not estimates.
What are WEP and GPO — and why do they matter?
The Windfall Elimination Provision (WEP) can reduce Social Security benefits for people who also receive a pension from work not covered by Social Security — such as some government or public school jobs. The Government Pension Offset (GPO) can reduce spousal or survivor benefits for the same reason. These rules catch many people completely off guard. An RSSA analysis identifies whether these provisions apply to you and factors them into your strategy.
What does the personalized report actually show me?
Using RSSA Roadmap® software — which syncs directly with Social Security Administration data — I generate a report built from your actual earnings record. It shows your benefit options at different claiming ages, the impact of spousal and survivor strategies, any rules that apply to your specific situation (WEP, GPO, IRMAA), and a clear recommendation. You leave with a written plan, not just a conversation.
I am on SSDI. Can an RSSA help me?
Yes. If you are receiving Social Security Disability Insurance (SSDI), there are important decisions ahead — including how your benefits transition when you reach full retirement age, how work activity affects your payments, and how Medicare coordinates with your coverage. An RSSA analysis helps you understand what to expect and how to plan around it.
Why is there a fee for RSSA services?
Unlike insurance services — where I am paid a federally regulated commission by the carriers — Social Security analysis is not tied to any product or enrollment. The fee reflects the time, expertise, and personalized analysis involved. It also keeps the advice completely independent — there is nothing to sell you, only the best strategy for your situation.
Can you also help me with Medicare?
Yes — and the two go hand in hand. Aside from a few specific situations, Medicare eligibility begins at 65 regardless of when you claim Social Security, but the timing of your Social Security claim can affect your Medicare premiums through IRMAA surcharges. I can help you look at both together as part of a coordinated retirement income picture.
Want to stay informed about this upcoming service?
Reach out with your insurance questions today, and I can let you know when Social Security strategy support becomes available.